Centerline Wealth Advisors

Fiduciary Financial Planning in Louisville, KY

Business Owners

“I’m busy working in my business and
need help working on my business.”

“This is my largest asset and I’m
realizing how much risk that entails.”

“I need to be prepared to sell when I’m ready, but I didn’t understand all
the options and how I can minimize the associated taxes.”

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Core Services

At Centerline Wealth Advisors, we enjoy helping successful business owners coordinate the financial details of their operation, so they can focus on accelerating their enterprise value.

Our Core Services take you through the process of crafting a personal
financial plan to analyze all areas of your financial life.

Centerline Wealth Advisors

You

Investment & Financial
Investment & Financial Review Portfolio – Asset Allocation – Time Horizon – Withdrawal Strategies – Stock Concentration – Review Outside Investments – Comprehensive Financial Plan – Portfolio Management – Recurring Review Meetings – Management of 401k
Estate Planning
Estate Planning Wills – Power of Attorney – Living Will – Health Care Proxy – Trusts – Charitable Giving – Estate Taxes – Guardians for Minors – Beneficiary Consultation – Coordinate with Attorney – Family Wealth Briefing
Retirement Planning
Retirement Planning Retirement Goal Setting – Social Security & Medicare – Business Planning – IRA Contributions – Retirement Plans & 401(k)s – Annuities – Pensions – RMD Planning
Risk Management
Risk Management Review of Existing Policies – Life Insurance Needs Review – Long Term Care Insurance – Disability Insurance – Health Insurance – Homeowner’s P&C Insurance Review – Liability Coverage – Divorce Management – Medicare Planning
Cash Flow & Budget
Cash Flow & Budget Income Securities – Expenses & Budgeting – Debt Management – Student Loan Planning – Planned & One Time Expenses – Emergency Funding – Dollar Cost Average Purchasing – Mortgage Review & Refinancing – Lines of Credit
Assistance to Loved Ones
Assistance to Loved Ones Gifting – Education Planning – Caring for Elderly – 529 College Savings Plan – Roth IRAs for Children – Custodial Accounts – Young Family Member Financial Education – Special Needs Planning – Inherited Account Assistance
Income Tax Planning
Income Tax Planning Sequence of Distributions – Filing Tax Brackets – IRMAA Cliff Monitoring – Tax Loss Harvesting – Carry Forward Losses – Cost Basis & Gain Analysis – Deductions & Credits – Roth IRA Conversions – HSA & FSA Accounts – Coordinate with Accountant
Exit Planning
Exit Planning Value Acceleration Methodology – Concentration & Liquidity – Tax Mitigation Strategies – Succession Planning – Maximizing & Protecting Business Value – Funding the Graceful Exit: Retire, Sell, ESOP? – Investing Sale Proceeds – Life After Work & Selling Business

Areas of Focus

In addition to the Core Services, our experience working with other successful Business Owners has helped us identify specific areas of focus. We work with you, hand in hand, in these areas with the goal of enhancing your personal and financial life.


  • Cash Management

    How should I protect and
    grow my operating cash?


  • Succession Planning

    How will my business survive
    if I am not at the wheel?


  • Corporate Retirement Plans

    How do I best save taxes and
    retain key employees?


  • Exit Planning

    How can I maximize the value of my business
    and transition it when I’m ready?

Centerline Biz2Beach™ Exit Planning program Financial Advisors for Business Owners

Our customized Exit Planning program, Biz2Beach™, helps business owners maximize the value of their business and ensures they are ready for the day their exit arrives.

Learn More

Centerline Biz2Beach Exit Planning Program

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a Good Fit?

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Objective Advice

We provide advice that is 100% objective, transparent and free from outside influence. As fiduciaries for our clients, we are legally bound to place their interests above everything else we do.

Independent Custody
Of Client Assets

We have selected Charles Schwab to hold all client assets on our behalf. This selection was made on a completely objective basis—we have no affiliation with or commitment to Charles Schwab. As of now, we believe it is the best firm for the job; should that change, we will find a different
custodian to serve our clients.

Greatly Expanded
Products And Services

We maintain a strategic partnership with Dynasty Financial Partners, a firm that gives us unfettered access to some of the industry’s leading products and services. Instead of being captive to one company, our clients benefit as we seek the absolute best solutions for their comprehensive planning needs including opportunities in the world’s top capital markets, advantageous lending solutions, investment banking relationships, asset management strategies, liability risk mitigation, estate planning, and much more.

As independent advisors and fiduciaries, we are uniquely equipped to realize plan goals because our advice is based on the strategies and investment choices that are optimal for each client. As a result, we can operate on a simple fee structure that reflects a percent of total assets managed. At Centerline, we believe that it’s only when our clients succeed that we do.

Important Notice

You are now leaving the Centerline Wealth Advisors website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Centerline Wealth Advisors or any advisor(s) whose name(s) appears on this Website. Centerline Wealth Advisors is independently owned and operated. Schwab neither endorses nor recommends Centerline Wealth Advisors. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Centerline Wealth Advisors under which Schwab provides Centerline Wealth Advisors with services related to your account. Schwab does not review Centerline Wealth Advisors' website, and makes no representation regarding the content of the website. The information contained in Centerline Wealth Advisors’ website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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